Attention homeowners in Olympia and Thurston County: Get an Appraisal today!
See the top seven reasons why WA homeowners order from Peak Appraisals, LLC:
Do you own a home in or near Olympia? Do you need help determining the value of your real estate?
We at Peak Appraisals, LLC understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Peak Appraisals, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping customers just like you rid themselves of undesirable PMI insurance.
Challenging Thurston county's assessment of your property
If you live in an area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Peak Appraisals, LLC is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Peak Appraisals, LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Peak Appraisals, LLC can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.